Private
Deposit Account/Why is the Tinaba and Banca Profilo Deposit Account service different?
The Tinaba Deposit Account is an online service that offers maximum savings flexibility. The offer includes two different solutions that allow you to choose the formula that best meets your needs and financial goals.
Promotion from 01/10 to 05/11
Fixed-rate Deposit Account: a detachable deposit account that offers rates up to 3.2% for premium customers and allows you to choose a commitment duration of 3, 6, 9, 12 months.
Fixed-rate Deposit Account + salary credit: A detachable deposit account, which offers rates up to 3,60% for Premium customers and allows you to choose a commitment duration of 9 and 12 months provided that the salary is credited with ABI27 reason for a duration of at least 7 months in the first and at least 10 months in the second by no later than 4 Jenuary 2024
Promotion from 18/09 to 30/09
Fixed-rate Deposit Account: a detachable deposit account that offers rates up to 3.5% for premium customers and allows you to choose a commitment duration of 3, 6, 9, 12 months.
Fixed-rate Deposit Account + salary credit: A detachable deposit account, which offers rates up to 3,90% for Premium customers and allows you to choose a commitment duration of 9 and 12 months provided that the salary is credited with ABI27 reason for a duration of at least 7 months in the first and at least 10 months in the second by no later than 30 November 2024
Promotion from 01/08 to 16/09
Fixed-rate Deposit Account: a detachable deposit account that offers rates up to 3.5% for premium customers and allows you to choose a commitment duration of 3, 6, 9, 12 months.
Fixed-rate Deposit Account + salary credit: A detachable deposit account, which offers rates up to 3,90% for Premium customers and allows you to choose a commitment duration of 9 and 12 months provided that the salary is credited with ABI27 reason for a duration of at least 7 months in the first and at least 10 months in the second by no later than 16 November 2024
Promotion from 28/05 to 31/07
Fixed-rate Deposit Account: a detachable deposit account that offers rates up to 3.5% for premium customers and allows you to choose a commitment duration of 3, 6, 9, 12 months.
Fixed-rate Deposit Account + salary credit: A detachable deposit account, which offers rates up to 4.25% for Premium customers and allows you to choose a commitment duration of 9 and 12 months provided that the salary is credited with ABI27 reason for a duration of at least 7 months in the first and at least 10 months in the second by no later than 31 August 2024
Promotion from 25/03 to 06/05
Fixed-rate deposit account: withdrawable deposit account that offers rates up to 4% and allows you to choose a bond term from 3, 6, 9, 12 months.
Fixed-rate + variable-rate deposit account: not available
Promotion from 16/01 to 25/03
Fixed-rate deposit account: withdrawable deposit account that offers rates up to 4% and allows you to choose a bond term from 3, 6, 9, 12 months.
Fixed-rate + variable-rate deposit account: not available
Promotion from 06/09 to 05/12
Fixed-rate deposit account: withdrawable deposit account that offers rates up to 4,5% and allows you to choose a bond term from 6, 12, 18, 24 months.
Fixed-rate + variable-rate deposit account: not available
Promotion from 17/07 to 04/09
Fixed-rate deposit account: withdrawable deposit account that offers rates up to 4% and allows you to choose a bond term from 6, 12, 18, 24 months.
Fixed-rate + variable-rate deposit account: not available
Promotion from 05/06 to 15/07
Fixed-rate Deposit Account: a withdrawable deposit account that offers rates up to 4% and allows you to choose a lock-in period of 6, 12, 18, or 24 months.
Fixed-rate Deposit Account + variable rate linked to inflation (FOI index): a withdrawable deposit account that offers a guaranteed minimum interest rate of up to 2.5%, plus a variable rate indexed to inflation. If inflation increases, the interest rates will also increase. If it decreases, you will still receive the guaranteed minimum rate of 1.5% if you are a Start customer or 2.5% if you are a Premium customer. The lock-in period is 12 months. The variable index is calculated as the spread between March 2023 and March 2024. Example of inflation-linked variable index calculation: it is 118.3 as of 01/2023 and becomes 130 as of 01/2024. The inflation-linked rate (FOI Index) will be 9.89% (130-118.3 / 118.3), so the Start customer will have a total rate of 11.39% and the Premium customer will have a total rate of 12.39%.
Promotion from 17/04 to 31/05
Fixed-rate Deposit Account: a withdrawable deposit account that offers rates up to 4% and allows you to choose a lock-in period of 6, 12, 18, or 24 months.
Fixed-rate Deposit Account + variable rate linked to inflation (FOI index): a withdrawable deposit account that offers a guaranteed minimum interest rate of up to 2%, plus a variable rate indexed to inflation. If inflation increases, the interest rates will also increase. If it decreases, you will still receive the guaranteed minimum rate of 1% if you are a Start customer or 2% if you are a Premium customer. The lock-in period is 12 months. The variable index is calculated as the spread between January 2023 and January 2024. Example of inflation-linked variable index calculation: it is 118.3 as of 01/2023 and becomes 130 as of 01/2024. The inflation-linked rate (FOI Index) will be 9.89% (130-118.3 / 118.3), so the Start customer will have a total rate of 10.89% and the Premium customer will have a total rate of 11.89%.