What can you do?
Manage your personal finances easily and securely with Banca Profilo products available in the Tinaba App. From instant top-ups to in-store and online payments, instant transfers, bill payments, and Group creation for shared expenses, what do you need today?
Bank account and Mastercard
A bank account with an Italian IBAN and no activation fees or stamp duty, plus a prepaid Mastercard. Get your salary paid in!
Free account and card
A bank account with Banca Profilo featuring an Italian IBAN, no stamp duty, and a Nexi prepaid card operating on the Mastercard circuit, accepted worldwide. Top up your account however you like: by bank transfer, credit, debit, or prepaid card, by receiving money from your contacts, or in just one tap with Apple Pay and Google Pay. Pay with your card or smartphone wherever you want – online or in store. Link it to Apple Pay, Google Pay, Samsung Pay, Swatch Pay, Fitbit Pay, or Garmin Pay and discover participating merchants in the “Stores” section to pay directly from the app. Set up automatic salary deposits to your account each month so you never have to think about it again. A quick and easy way to avoid running out of funds!
Stamp duty, PagoPA, top-ups
Pay stamp duties and bills, top up your smartphone, purchase gift cards, or set up direct debit for your utilities.
Stamp duties, bills, MAV/RAV, PagoPA, gift cards, and mobile top-ups
We help you make the most of your time! Pay stamp duties, bills, utilities, MAV, RAV, and PagoPA directly in the App, no more queues at the counter! With the Premium membership, the first 5 transactions come with zero fees. Alternatively, set up a direct debit for your utilities and take the hassle out of payments. Need a gift? Entertainment, leisure, travel, shopping, and everyday essentials, browse all the categories and find your favorite brands. In just a few clicks, you can purchase a gift card to use online, in-store, or to surprise someone you care about! Top up your phone credit or send a top-up to one of your contacts! In the Mobile Top-Ups section, you’ll find all available operators and can choose the amount that suits you.
Pay anywhere in the world
Forget cash, currency exchange, and worries! Pay around the world straight from your app.
Pay anywhere in the world
Thanks to the long-standing partnership between Tinaba, Banca Profilo, and the global payment platform Alipay+, you can pay directly from your app—in euros, in Italian, and in real time, at Alipay+ merchants worldwide!
Cryptocurrency trading
Buy, sell, and securely store your cryptocurrencies directly from the App.
Cryptocurrency trading
In the Crypto section of the App, you can trade cryptocurrencies with complete transparency, simplicity, and security. Take advantage of fees starting at €0.99 and access up-to-date charts, news, and articles. Thanks to our partnership with Checksig, we provide verification protocols and insurance coverage so you can trade with total peace of mind.
Savings Management
Create your Money Box, open a Deposit Account, or invest with the Roboadvisor or the Banca Profilo’s Investment Account, all from the App.
Savings Management
Invest and manage your savings easily and securely. Open a Money Box, set a goal, and save over time, or invest in your future by activating Banca Profilo’s Roboadvisor starting from €2,000. Choose the profile that suits you best, invest gradually with the accumulation plan, and freeze risks whenever you want. Alternatively, open a Banca Profilo Deposit Account completely free of charge, set aside your savings for 3, 6, 12, 18 or 24 months, and earn interest! Prefer to invest independently and simply? Choose Banca Profilo’s Investment Account. Our experts have selected a range of ETFs allowing you to invest by themes or asset classes. Trust the security, expertise, and solidity of Banca Profilo.
Instant Transfers
Send and receive money instantly with no fees from all your contacts.
Instant Transfers
Transfer money in real time to and from any of your contacts. Use the quick menu at the top right of your App’s Home screen to make it even faster!
Collaborative Money
Create a Group to manage shared expenses or start a Flash Collection to split a bill on the spot.
Collaborative Money
With the Tinaba App, social sharing meets money management. Discover a world of features designed to fit your needs! Need to split a cost quickly? Start a Flash Collection, invite participants, and collect contributions in real time. For longer-term shared expenses with friends, roommates, or family, create a Group. Track contributions and expenses, and keep everyone in the loop with the built-in chat.
Donate and Fundraise
Start a Fundraiser for your personal projects and share it to collect contributions, or support the causes you care about.
Donate and Fundraise
If you want to raise money from a large group for a personal goal or a shared project, use the Fundraising feature. Share the link on social media or WhatsApp to receive contributions via Tinaba, PayPal, or a payment card. Alternatively, support Charity campaigns directly from the Donations section of the App.
Boost your Account with Power
With Power, the more you use the App, the more you save. Earn credit to cover commission fees and save on every operation you make!
Your Mastercard to Pay Anywhere
Get a prepaid card issued by Nexi in partnership with Banca Profilo, operating on the Mastercard network. Top it up in just one tap and use it anywhere with no fees. You can also link it to Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Swatch Pay, or Garmin Pay, simple and smart!
Discover the Card
Beyond Savings: Invest in Your Future!
Access a wide range of Banca Profilo’s solutions to protect and grow your savings to the fullest.
- Open as many money box as you like, save over time, and reach your financial goals easily and for free.
With Banca Profilo’s Deposit Account, you earn interest safely and without any stamp duty, starting from just €1,000. - Activate Banca Profilo’s Roboadvisor and start investing from €2,000. Set up an accumulation plan to invest gradually and freeze the risk whenever you want by “pausing” your investment.
- With Banca Profilo’s Investment Account, you get access to an exclusive selection of financial instruments chosen by Banca Profilo’s Wealth Management team based on your risk profile.
Give your money a new life, discover Crypto
Go beyond traditional savings management! Explore the Crypto service to buy and sell cryptocurrencies easily from the App and with complete security, thanks to our partnership with CheckSig and their “Proof-of-Reserves” system.
Discover the Crypto
Save on your bills with Tinaba and Switcho
From your App, find out if you can save on any utility bill: electricity, gas, internet, phone, insurance, and more! Just upload your latest bill to receive a personalized, free analysis.
Choose the offer that suits you best!
Are you underage? Looking for a plan with no limits and exclusive benefits? Or maybe you’d prefer to save on fees! Check out our options and pick the one that fits your needs.
Compare plansHow much does it cost?
With the Start Plan, you get a free current account with a Mastercard: no monthly fees or stamp duties. Hop on board and get ready to discover a new way to manage and experience your money!
- RegistrationFree
- Monthly feeFree
- Stamp duty Free
- Account top-up Free (from external card, free for amounts over €150)
- Money transfer Free
- Bank transfer 4 free per month, then €0.49 each
- Virtual card Free
- Physical card 7,99€
- Card top-up 2 free per month, then €0.99 each
- ATM withdrawal in the EU First 12 withdrawals per year are free / €2 for each additional withdrawal
- ATM withdrawal outside the EU 4€
- Single bank transfer 5.000 €
- Outgoing transfers 10.000 € per day